Tel: +44 (0)1474 330 730 | Fax: +44 (0)1474 321 423 (UK) | Tel: +233 (0) 307 037878 (Ghana)

Poverty Action Centre

The Sub-Saharan microfinance sector is one of the largest in the world, encompassing over 1,000,000 institutions, including community banks, rural banks, cooperatives and credit unions. Despite the scale, more 70% of the adult population in Sub-Saharan Africa still lack access to financial services, mainly in rural areas and urban slums.

The PAC program was initiated by the Financial Inclusion Centre in order to build MFI outreach to the poor. PAC strongly believes that everyone, including those with low or no income, deserve access to financial services. At present, many of those people are not served by commercial banks and only few microfinance institutions reach out to this market segment. A recent FIAC study revealed that only a third of the MFIs surveyed provide significant services to the poor.

As a program, PAC focuses on identifying, promoting and linking pro-poor MFIs to resources. The program is integrated and serves as a centre for learning. It also acts as a centre of activities for pro-poor MFIs to develop their outreach and effectiveness. PAC enables MFIs to receive access to various resources so that they can grow and share experiences.

PAC also promotes pro-poor models to other MFIs interested in working on the microfinance market. Best practices and tools will be documented and disseminated through newsletter, website and conferences.

Managed by a team within the Financial Inclusion Advocacy Centre, PAC fuses its resources with donor support to provide direct services to up to 500 pro-poor MFIs in the next five years. It will build market awareness among all MFIs about viable pro-poor products and approaches to increase overall service to underserved market segment. Eventually, effective and sustainable MFI financial services are hoped to lift millions of Africans living in abject poverty.


Waterman House.
1 Lord Street, Gravesend
Kent, DA12 1AW

Tel: +44-(0)1474-330-730
Fax: +44-(0)1474-321-423


Office Location: House No 26, 9th Avenue. Ata Street.
Tesano. Accra. Ghana.
Post Box KN 6059.
Kanrshie, Accra, Ghana

Tel: +233 (0) 307-037878


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